prm-logo-final-inverted

Redefining the Delivery of Crop Insurance. American-Owned and Operated. Midwest-Based.

• 75 years of broad agricultural crop, property and casualty, equipment experience.
• American owned, Midwest based company compared to 77% of MPCI premiums written through a foreign owned company.
• Designed the company from the start with the customer in mind.
• Deliver solutions that bring value to the operation.
• One of a kind, direct access and communication to the insured and PRM.
• Elimination of third parties, know who you are working with.

• One point of contact from planning to insurance claims.Full PRM team-support when needed.
• A+ credit rating by AM Best.
• Highest credit rating of crop insurance AI.
• Dual backing of crop insurance reinsurers and insurance company platform.
• No risk of claim payments not being paid.
• Two sources for financial and logistic support.
• Firm foundation for long-term stability and security.

Precision Risk Management does crop insurance differently.

The way PRM was founded and run allows for unique benefits you only get at PRM.

PRM Benefit: DIRECT

prm-home-section2-graphic1

Every team member from your advisor to your data specialist is employed and supported by PRM.

path-1

PRM BENEFIT: Maximize Profit

Actual planted acres are not always the same as FSA acres.

prm-home-illo-02

REDUCED PREMIUM

Total production for a field is divided by the number of planted acres to calculate your APH. When you planted acres are over stated, it artificially lowers your APH. Through electronic reporting, PRM ensures accuracy of your acres thereby increasing APHs.

prm-site-arrow-d
prm-home-illo-03-3

MORE BUSHELS PER ACRE

prm-site-arrow-d
prm-home-illo-04

INCREASED APHs

Total production for a field is divided by the number of planted acres to calculate your APH. When you planted acres are over stated, it artificially lowers your APH. Through electronic reporting, PRM ensures accuracy of your acres thereby increasing APHs.

prm-site-arrow-d
prm-home-illo-05

MORE COVERAGE FOR LESS

PRM BENEFIT: SIMPLIFIED REPORTING

prm-home-illo-06

Your precision technology gathered field data, when accurately collected, can be the only information required for crop insurance acreage and production reporting. Imagine simply handing your agent a thumb drive after planting and harvest and being done with reporting!

path-1

PRM BENEFIT: AUDIT PROTECTION

prm-infographic-shield

Did you know your electronic field data can be used for acreage and production reporting? PRM employees work with you on-farm to ensure accuracy of your data to eliminate the need for additional records during an audit.

prm-site-footer-banner

PRM BENEFIT: BE IN THE KNOW

prm-home-illo-09

Insuring directly with PRM cuts out multiple layers compared to traditional crop insurance companies, ensuring better and faster communication as federal programs change.

prm-bg-window-tail-001

PRM BENEFIT: FAST CLAIM PAYMENTS

prm-home-illo-07

By using electronic field data, PRM claims adjusters can quickly determine losses and initiate payment without review scale tickets, measuring bins, etc., etc., simplifying and speeding up the claim payment process.

KNOW WHAT YOU ARE BUYING…AND WHY

prm-home-illo-08

Federal crop insurance is a complex program. Our agents have the tools and will spend the time face-to-face, on-farm to ensure you fully understand all the options available and assist you in selecting the best combination of options to minimize your premium and maximize your coverage.

prm-home-illo-08
green-triangle

GET IN TOUCH WITH A REPRESENTATIVE

Start typing and press Enter to search