Post Application Coverage Endorsement

Call (605) 271-7996 For More Info

What It Is

Post Application Coverage Endorsement provides coverage for corn farmers using “split-apply” nitrogen. A grower will receive a loss payment if a weather event prevents application of the post application (second round) of nitrogen to a field. The payment will be based on the projected yield loss caused by not applying the addition nitrogen.

What It Does Not Cover

Many input costs are at higher levels than their historical average and are harder to obtain. PACE does not protect against prevention of nitrogen application because of the input cost or availability.

Main Details of PACE

crop-type1

Crop Type

Covers non-irrigated corn only

Split Nitrogen Choice

25% – 80% post application choice

Coverage Level

70% – 90% coverage level choice

Limited Availability

Available in 11 states and select counties

Endorsement Policy

Must have one base coverage:
Revenue Protection, Revenue Protection HPE, Yield Protection

Limited Timeframe

Coverage applies to V3-V10 corn growth stages (2-3 weeks)

Maximum Coverage

Combined claims can’t exceed 100% value of crops

Sales Close Date

Must purchase by 3/15

For more information call (605) 271-7996

What Does Premium and Indemnity Look Like?

The PACE premium and indemnity calculations are extremely complex and require access to the RMA actuarials. A Risk Management Advisor can provide exact quotes on a grower’s operation and area.

What is Split-Applying

To “split-apply” nitrogen, growers make two or more fertilizer applications during the growing season rather than providing all the crop’s nitrogen requirements with a single treatment prior to planting. The practice saves producers money and is considered better for natural resources according to the Risk Management Agency (RMA).

Availability of PACE

PACE is currently a pilot program and is not offered in all states and counties. This list highlights some of the states and counties where PACE is available for purchase in 2022.

South Dakota

Bon Homme
Charles Mix
Clay
Douglas
Hutchinson
Lincoln
Turner
Union
Yankton

North Dakota

Barnes
Cass
Griggs
Steele
Traill

Minnesota

Dakota
Dodge
Fillmore
Goodhue
Houston
Mower
Olmsted
Wabasha
Winona

Iowa

Audubon
Benton
Black Hawk
Boone
Bremer
Buchanan
Butler
Calhoun
Carroll
Cedar
Cerro Gordo
Chickasaw
Clayton
Clinton
Crawford
Dallas
Delaware
Dubuque
Fayette
Floyd
Franklin
Greene
Grundy
Guthrie
Hamilton
Hancock
Hardin
Harrison

Howard
Humboldt
Ida
Iowa
Jackson
Jasper
Johnson
Jones
Kossuth
Linn
Marshall
Mitchell
Monona
Muscatine
Polk
Poweshiek
Sac
Scott
Shelby
Story
Tama
Webster
Winnebago
Winneshiek
Woodbury
Worth
Wright

Not all coverage or products may be available in all jurisdictions. The description of coverage in this document is for informational purposes only. Actual coverage will vary based on the terms and conditions of the policy issued. The information described herein does not amend, or otherwise aect, the terms and conditions of any insurance policy issued by Church Mutual S.I. Insurance Company. PRM is an equal opportunity employer. Not all coverage or products may be available in all jurisdictions. The description of coverage in this document is for informational purposes only. Actual coverage will vary based on the terms and conditions of the policy issued. The information described herein does not amend, or otherwise aect, the terms and conditions of any insurance policy issued by Church Mutual S.I. Insurance Company. PRM is an equal opportunity provider. All marketing materials are owned and copywritten by Precision Risk Management. Any unauthorized use is prohibited.

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