USDA’s Risk Management Agency (RMA) announced that it is reinstating the option to purchase an additional 5% of prevented planting coverage.
The prevented planting (PP) buy-up was removed from the program ahead of the 2026 spring crop year. This option is now available to them once again. This is a great option for producers looking for additional prevented planting coverage in challenging areas.
Prevented Planting Buy-Up Returns
The option returns “beginning with crops associated with the Aug. 31, 2026, filing date for the 2027 and succeeding crop years,” according to the news release. This is more commonly known to producers as this year’s fall-planted crop.
The buy-up adds a 5% guarantee on top of the PP coverage in your underlying policy. Because your PP guarantee comes from your total crop insurance guarantee, this option works alongside your coverage level election rather than separate from it.
Decision to make: Does the returning 5% buy-up change your coverage strategy for 2027? Have your Risk Management Advisor review your PP guarantee with and without the buy-up ahead of your next crop coverage selection.
Next Steps
Contact your Precision Risk Management Advisor to review your prevented planting coverage ahead of your next crop coverage selection.
