Federal Multi-Peril Crop Insurance (MPCI) does not cover every risk to the degree the grower needs it to in these modern times. These under-covered perils can cause gaps in coverage where you are responsible for any losses. Precision Risk Management created PRM Crop HailPLUS to fill in many of these gaps.
It covers much more than just hail insurance. This comprehensive coverage may plug holes where an operation is vulnerable to significant losses.