Federal Multi-Peril Crop Insurance (MPCI) does not cover every risk to the degree the grower needs it to in these modern times. These under-covered perils can cause gaps in coverage where you are responsible for any losses. Precision Risk Management created PRM Crop HailPLUS to fill in many of these gaps.
It covers much more than just hail insurance. This comprehensive coverage may plug holes where an operation is vulnerable to significant losses.
| Additional Plan/Endorsement Options (availability varies by state) | |
|---|---|
| Production Plan | Hybrid Seed Corn |
| Wind Damaged Corn (includes Green Snap) | Replant Option |
| Green Snap Damaged Corn | Additional Fire and Lightning Coverage for Crops Planted in Small Grain Stubble |
| Added Harvest Cost of Wind Damaged Corn | |
PRM Crop HailPLUS Benefits
THIS INSURANCE WAS DESIGNED WITH THE
GROWER’S NEEDS AS THE MAIN PRIORITY.
PRM Team of Adjusters and Claims
The team responsible for your policy is made up of direct PRM employees. Our team provides a quality and consistent process a grower can rely on.
Acre-by-Acre Coverage
Damaged acres of a farm may be eligible for payment while other parts of the farm are unaffected.
Flexible Deductable Plans
PRM Crop HailPLUS provides tailored plans with deductibles that fit your needs including $0 deductibles and disappearing deductibles.
2-Hour Rapid Insurance Deployment
Wait only 2 hours for the binding period to have insurance coverage kick in.*
No Lapse Policy
The policy can continue to renew continuously so there is never a period of time with a coverage gap.**
Each state has different coverages and prices. Contact your Precision Risk Management Advisor to tailor the best PRM Crop HailPLUS solution for your operation.
*Injury During Harvest and Accidental Death not available in North Dakota
**Montana is 12:01am second day after signature.
***Not available on all plans, e.g. production plan: Not available in Montana.
