Crop Insurance
Done Better.
Larger operations canโt settle for average. They need better crop insurance and more services.
Precision Risk Management uses our unique direct-to-customers model, employing our team members, to provide better service to our customers. Only PRM can provide better crop insurance.
Included Services to Customers
Reduced Premium
Actual planted acres and FSA acres are not always the same. Through electronic reporting with precision technology, the average PRM insured operation sees up to 7% decrease in premium because of increased accuracy.
Team Support
Every PRM policy is backed by a full team of experts employed by PRM. The team provides year-round support to leverage a policyโs entire potential. Complicated operations deserve a devoted and dedicated support team.
Fast Claim Payments
Money is in the growerโs pockets faster by simplifying and speeding up the claim payment process. Using electronic field data, PRM claims adjusters quickly determine losses and initiate payment without reviewing scale tickets, measuring bins, and other paperwork. This cuts out days/months of delayed payment.
Precision Technology Set-Up
PRMโs Data Specialists come on-farm to set-up all precision technology. Growers donโt need to lift a finger. Plus, Data Specialists are ready all year round for in-field support.
Private Products
The federal program doesnโt cover all risks. PRM creates private insurance products to fill those gaps that arenโt covered anywhere else. Private insurance tailored-made for the grower.
KNOW WHAT YOU ARE BUYING AND WHY
Federal crop insurance is a complex program. Our Advisors spend time on-farm to ensure growers fully understand all the options available. They assist in selecting the best combination of options to maximize guarantees and minimize premium.
AUDIT PROTECTION
Audits are always around the corner, and it pays to be prepared. PRMโs controlled process has each growerโs accurate data and documentation on hand to speed up reviews and ensure integrity.