One of the most frustrating things to happen is to have your season derailed by things out of your control. Use this checklist to help prepare yourself for a loss situation. This is a general guide to know what you need to expect during this process. This is a simplified guide to showcase key points. The PRM Adjuster may have additional steps depending on the complexity of a claim.


Certain conditions prevented you from planting when needed

The cause needs to be conditions affecting the general area (county) and not farm specific

Insured cause prevented planting on or after 3/15

Must be at least 20 acres or 20% of the crop acreage, whichever is less